Have you ever received some nice amount of money as a gift or a bonus, put it in your bank account, forgot about it, and a couple of weeks later, you looked at your balance, and it was all gone?  Where did it all go?

Money, by its nature, flows like water.  It flows through our economy and through our hands and lives.

Have you ever noticed how much we talk about money as if it were water? Think about it: we say things like “cash flow,” “liquid assets” and “frozen accounts.”

In many ways, money is like water.  It flows in and out of our hands.  

Some say that if you worked at minimum wages from 18 to 65, 2 Million dollars would have flowed through your hands.  WOW!!  How much do we capture?

It comes in from our paychecks and out to pay bills and buy the things we think we need.  Cash in and Cash out.

If you tried to drink by using your hand as a catch for the water coming from the tap some will slip through your fingers. Someone invented the cup to be more efficient in catching more of the available water.

We need to set up systems to catch more of the money that flows through our lives.  This is a Godly thing to do.

One of the great things you can do is keep a notebook for a month and write down every cent you spend.  This will tell you where the money is going.  You might be amazed at how much you spend on certain things in a month, like coffee on the way to work or buying your lunch out every day. What did those expenses cost you in a month? In a year?  Over 20 years? Compounded by interest.  Probably enough to retire on!!
When you add that extra money up, like say $4.00 for coffee, and times it times 5 and then times 52 that is about $20,000.00 in 20 years.  What if you had captured that amount in a “cup” and put it to work at 8% each year? That is just one example of capture.

As we have cut down on needless expenses, we have had the additional amount deducted from our checking account automatically each month or week and deposited into a savings account.  This was added to what we were already saving.  

It does not do much good to save $4.00 each day if the money stays in your account and just gets spent on something else.  Capture it.  You won’t miss the money; you have been spending it anyway.

So, how do we keep our money from slipping through our fingers? With the proper systems and strategies in place, we can make our money go where we want it to.

Ben Franklin said, “Beware of little expenses; a small leak will sink a great ship.”

Pro 21:20 There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

Once you have tithed, you need to save some of what you have worked so hard for.  Save some money. This, too, is part of The Prosperous Life.