It Is Easy To Do!

Just as Easy Not To Do!

Many things in life are easy to do, and just as easy not to do.

•    Put your change in a jar.
•    Keep a thankful journal that you write in each evening.
•    Make a list of Godly attributes that you want to include in your life philosophy and review it every day.
•    Tape a verse about something you want to acquire in your life to your bathroom mirror, and repeat it emphatically to yourself each day.

Easy to do, just as easy not to do.

But the long-term effects are staggering. Money is easy to see and count, but the long-term effects are the same, whether it is money or thoughts.

When a thought is brought to mind daily or several times a day, some call that compounding. You could also use a mental image, which some say is more effective. Compounding is where one thing is added in on top of another, on top of another, on top of another, or two things are added together to expand your understanding.  In the latter case, you would have thoughts on the same subject, a verse maybe, repeated over and over for months or years. That is a form of compounding.  In other words, one thought is added on top of the last, and then again and again. This could give you a great increase in understanding and in believing that verse was true for you.

Compounding with savings is the same.  If you saved $35.00/wk you would be compounding your savings each week.  $35.00 + $35.00 +$35.00. Compounding!  $35.00/week is $1,820.00/year.  In the beginning, whether it is words or money, it does not seem like much. You don’t see much in the way of results immediately.  Over time, the results of what you are doing become apparent.

Easy to do, just as easy not to do

One author, Jeff Olsen, called this The Slight Edge.  It is the difference between the wise described in Proverbs and the unwise.  It is slight, but down the road the results can be incredible.

For instance: If you went over your savings and funding accounts once a week to find holes or to fine-tune your financial engine, that would be wise.  It is like correcting your steering while driving a car. Small adjustments.

Easy to do, just as easy not to do

Life is not set up for gigantic changes from one day into the next. Life is not set up on one roll of the dice.  Someone once said that the wealthy were winners at the roulette table of life. In other words, the wealthy had just been lucky. Sometimes, that may be the case, but that is not the way God designed life. Chance and gambling are very difficult to duplicate. Once the money gained this way is gone, it is just gone. This wisdom of knowing how God set life up to be lived is far more profitable than winning the lottery, winning at the roulette table, or getting a professional sports contract. You cannot easily duplicate those things, but the wisdom gained by believing and doing what God says in His word is priceless and can be done over and over.

Proverbs 3:13-15  Happy is the man that findeth wisdom, and the man that getteth understanding.  For the merchandise of it is better than the merchandise of silver, and the gain thereof than fine gold. She is more precious than rubies: and all the things thou canst desire are not to be compared unto her.

In this way, if you lost all your money, you know the principles of prosperity, and you can do it over again. This is why wisdom is more precious than rubies. It is slower than winning at the roulette table but far more predictable. Remember the story of the tortoise and the hare: slow and methodical is always better. I think we have already read that those hasty to be wealthy are not wise.

Proverbs 21:5 The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.

Galatians 6:7-9  Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap. For he that soweth to his flesh shall of the flesh reap corruption; but he that soweth to the Spirit shall of the Spirit reap life everlasting.  And let us not be weary in well doing: for in due season we shall reap, if we faint not.

In sowing, you plant what you would normally eat in order to reap a much greater harvest. This requires patience.  Jesus sowed the Word in people’s lives, and at the end of his life, it appeared that he was not too successful.  At his death, all men left him, and Peter denied he knew Jesus. Yet a couple of months later, Peter stood up on the day of Pentecost and preached, and about 3000 people got born again. It takes a while for the seed to grow. The same is true with your finances.  You will always reap more than you sow. This sowing is in the area of giving, and you also sow to your savings.  If you give or save sparingly, you will also reap sparingly. This principle of sowing and reaping is true in many areas of life.

That is the danger in bitterness, but it is also the blessing of forgiveness.

Doing wise things over a long, long period of time produces amazing results, whether in relationships, finance, business, or in your walk with God. The problem with most of us is that we “get tired” of the journey. Halfway through this journey, it looks like nothing is happening, and we become discouraged, disillusioned, and give up. However, what compounding teaches us is that a tomorrow that is built on what we learned yesterday or saved yesterday can grow and become something amazing. This is why the “little things matter” so much IF we don’t quit. As you come to grasp this truth, you begin to realize that the best is NOT behind, but ahead in this life AND in the next.

In order to get big results, we must do the little things. Things that are

Easy to do, just as easy not to do.

When it comes to compounding, think about this:
“Beware of little expenses; a small leak will sink a great ship.” Ben Franklin

Another example of compounding is a flywheel. If you have ever messed with a flywheel, you know that it takes some effort to get it spinning. If you keep pushing on it, it would be the same amount of energy added in with each push — compounding. Once it is spinning, it only takes a small amount of additional effort to keep it going, and it will run on its own for a long time.

The following is an example of starting with an insignificant amount of money, a penny, and doubling the amount you have every day for 30 days.  If you will notice by day 15, halfway thru the month, we only have $163.84. Not much progress. Notice what happens in the last 15 days, though. It ends at $5.3 million.  This is what compounding is about.  It seems so small in the beginning, but it continues to build over time. Remember, this is just an illustration, not a prediction of your finances!

Day 1: $.01
Day 2: $.02
Day 3: $.04
Day 4: $.08
Day 5: $.16
Day 6: $.32
Day 7: $.64
Day 8: $1.28
Day 9: $2.56
Day 10: $5.12
Day 11: $10.24
Day 12: $20.48
Day 13: $40.96
Day 14: $81.92
Day 15: $163.84
Day 16: $327.68
Day 17: $655.36
Day 18: $1,310.72
Day 19: $2,621.44
Day 20: $5,242.88
Day 21: $10,485.76
Day 22: $20,971.52
Day 23: $41,943.04
Day 24: $83,886.08
Day 25: $167,772.16
Day 26: $335,544.32
Day 27: $671,088.64
Day 28: $1,342,177.28
Day 29: $2,684,354.56
Day 30: $5,368,709.12

With many things in life, the choices seem like they don’t matter that much. In the beginning, there seems to be no difference. They are just choices. The choice

•    To save $35.00 or go out to eat
•    To go to your first fellowship or stay home, like your buddy. (In the end, one choice could lead to eternal life and one not!)
•    To marry one person or another
•    To have one job or another or be self-employed
•    To forgive or to be bitter
•    To go to another meeting where someone is teaching the Word of God.
•    To read a certain book or not.

The meeting you miss or the book you pass on reading may hold the key to your better life.  Better to miss a meal than miss a book or a teaching, because you just don’t know what you will learn. In that book or meeting, you may hear or read that one thing that puts you over the top.

These are just choices, but down the road, the results may be huge, compared to what seemed to be a small choice.

Romans 12:1-2  I beseech you therefore, brethren, by the mercies of God, that ye present your bodies a living sacrifice, holy, acceptable unto God, which is your reasonable service.  And be not conformed to this world: but be ye transformed by the renewing of your mind, that ye may prove what is that good, and acceptable, and perfect, will of God.

As with finances, this renewing of your mind is a slow process, but as time travels on, it will become apparent what has been going on inside your head and heart. It is a daily process. Remember the expression “an apple a day”?  You don’t get the same effect if you eat seven apples on Saturday night!  The greatest effect comes from compounding daily.

Easy to do, just as easy not to do.

Deuteronomy 11:18  Therefore shall ye lay up these my words in your heart and in your soul, and bind them for a sign upon your hand, that they may be as frontlets between your eyes.

Proverbs 6:21-23  Bind them continually upon thine heart, and tie them about thy neck.  When thou goest, it shall lead thee; when thou sleepest, it shall keep thee; and when thou awakest, it shall talk with thee.  For the commandment is a lamp; and the law is light; and reproofs of instruction are the way of life:

We can choose to burn into our brains the things from God’s Word that will light our paths.  Thus, they become part of our philosophy, a way to conduct our lives.

So take the instructions in God’s Word on finances, and put them in your heart.  They are great wisdom, and there are some great promises, too.  Ask God to teach you what you need to know for your life in relation to these things. And remember, it’s…

Easy to do, just as easy not to do.

Promises vs Warning!


There are promises of prosperity to those who seek after God. This is an important principle to understand.  As long as God comes first in your life, as long as you trust in Him, He (God) has many blessings, promises in store for you. There are also warnings from God about having too great a desire to be wealthy.  So first we will look at the Promises.

Promises!

Deu 8:18  But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth, that he may establish his covenant which he sware unto thy fathers, as it is this day.

Notice right in the verse, the first thing mentioned is that we are to remember the Lord our God; THEN He gives the promise that it is He that gives us the power to get wealth that He may establish His covenant. This puts to bed the idea that only the poor can be followers of Christ.

Here is another promise:

Deu 28:2-8   And all these blessings shall come on thee, and overtake thee, if thou shalt hearken unto the voice of the LORD thy God.  Blessed shalt thou be in the city, and blessed shalt thou be in the field.  Blessed shall be the fruit of thy body, and the fruit of thy ground, and the fruit of thy cattle, the increase of thy kine, and the flocks of thy sheep. Blessed shall be thy basket and thy store. Blessed shalt thou be when thou comest in, and blessed shalt thou be when thou goest out. The LORD shall cause thine enemies that rise up against thee to be smitten before thy face: they shall come out against thee one way, and flee before thee seven ways. The LORD shall command the blessing upon thee in thy storehouses, and in all that thou settest thine hand unto; and he shall bless thee in the land which the LORD thy God giveth thee.

Again, we see the instruction to keep God first by the words “if thou shalt harken unto the voice of the LORD thy God.”

These are promises to those who seek God first.  Seek Him first, and He will prosper you tremendously.

Notice also the phrase “the Lord shall command the blessing upon thee…”

Leviticus 25:18-22  Wherefore ye shall do my statutes, and keep my judgments, and do them; and ye shall dwell in the land in safety.  And the land shall yield her fruit, and ye shall eat your fill, and dwell therein in safety.  And if ye shall say, What shall we eat the seventh year? behold, we shall not sow, nor gather in our increase:  Then I will command my blessing upon you in the sixth year, and it shall bring forth fruit for three years.  And ye shall sow the eighth year, and eat yet of old fruit until the ninth year; until her fruits come in ye shall eat of the old store.

Notice once again the instruction to keep God first and then the phrase I will “command my blessing upon you.”

“Command the blessing upon” is a rare phrase, and here it is used referring to prosperity!

It is interesting that God could have said He would command the blessing upon many other things: their health, their country, and their children.  These things are blessed by Him, but God reserved this phrase for commanding the blessing upon their storehouses, their prosperity.  Reminds one of our opening verse in the book Poverty vs Wealth:  Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth. The soul prospering and the keeping God first are very similar, and both are spoken of in conjunction with prosperity.  They are both part of learning how to walk with Him day by day.

Deuteronomy 28:11-13  And the LORD shall make thee plenteous in goods, in the fruit of thy body, and in the fruit of thy cattle, and in the fruit of thy ground, in the land which the LORD sware unto thy fathers to give thee.  The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.  And the LORD shall make thee the head, and not the tail; and thou shalt be above only, and thou shalt not be beneath; if that thou hearken unto the commandments of the LORD thy God, which I command thee this day, to observe and to do them:

Here, the admonition to keep God first comes at the end of the section.  Look also at what else God says.

God will open to you His good treasure. God has many things stored up in abundance for His children.  God is a God of abundance.  He is not poverty-stricken Himself.   He does not need to stay up at night making a new source of energy because we are about to run out.  At the dawn of the industrial age, when abundant supplies of energy were going to be required to fuel it, whales were not sufficient to supply the growing need.  God showed man there was oil in the ground and how to get it out.  He has great storehouses or treasuries to draw from.

God promises us prosperity, that He will command His blessing upon our treasuries or storehouses.  Remember, prosperity or wealth is built over time.  It does not just fall out of the sky like gold coins showering down upon us.  (Not to say that God could not do that.)  Generally, prosperity is built like a house, one small piece at a time, like you might lay one brick on another to build a brick house. It says that through wisdom is a house built.  The house we build is a house for our families. The house we build will keep God first, will trust in Him, and will see the promises of His word come to pass because we believe what He said is true and faithful.

Jeremiah 17:5-8  Thus saith the LORD; Cursed be the man that trusteth in man, and maketh flesh his arm, and whose heart departeth from the LORD.  For he shall be like the heath in the desert, and shall not see when good cometh; but shall inhabit the parched places in the wilderness, in a salt land and not inhabited.  Blessed is the man that trusteth in the LORD, and whose hope the LORD is.  For he shall be as a tree planted by the waters, and that spreadeth out her roots by the river, and shall not see when heat cometh, but her leaf shall be green; and shall not be careful (anxious) in the year of drought, neither shall cease from yielding fruit.

Here, we are cautioned against having our hearts depart from God. God shows us the consequences if our heart does depart, but He also gives us His will and promise.  What a great promise it is!  We won’t even know when the droughts come because we shall still be growing and prospering.  It ought to be that way because, as His sons and daughters, we have a commitment to keep our Father first at all times.  Therefore, His hand is upon everything we do to see it prosper.  We are not alone in this process.

So, these promises we are looking at are for those who trust in and seek after God and his promises.

I would like to note here also that there are many principles regarding prosperity in the Bible.  It would make sense that to violate all but one and expect to see great results would not be wise.  For instance, let’s say I was a giver but I was not diligent to pay attention to my business.  Or I rarely thought about God, or I was excessively greedy or envious, or I never saved any money.  Things over the long haul will not work out well.  That is part of what this book is about:  to learn the principles, rightly, that God has placed in His word about prosperity and incorporate them into our lives.  They should be just like breathing.  We learn these principles just as we learn any other subject and change our minds accordingly.  Then we will have simply refined our walk with our Father.

What is a storehouse?   “I will command my blessing upon your storehouses.” Storehouses held the harvest of the fields. They are the places where you stored the abundance that you received back from having planted a good crop. Today, we have savings accounts. Droughts don’t affect us as much as economic cycles do.

2 Samuel 6:11-12  And the ark of the LORD continued in the house of Obededom the Gittite three months: and the LORD blessed Obededom, and all his household.   And it was told king David, saying, The LORD hath blessed the house of Obededom, and all that pertaineth unto him, because of the ark of God. So David went and brought up the ark of God from the house of Obededom into the city of David with gladness.

The presence of God was in the ark so that the man had the presence of God in his house.  The Bible says we are God’s dwelling place now.  The reason this was written about the blessing that came upon Obededom when the presence of God was in his house was to show us what to expect in our lives as God’s sons and daughters.

Proverbs 28:20   A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent.

A faithful man, one who faithfully keeps God first and is faithful to work, will abound with blessings.  Do not be hasty.  Prosperity is built slowly over time.  Be patient.

Proverbs 8:21   That I may cause those that love me to inherit substance; and I will fill their treasures.

Proverbs 6:6-8   Go to the ant, thou sluggard; consider her ways, and be wise:  Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.

The food the ant gathers is put into her storehouse.  She saves it up.

Proverbs 10:3-4  The LORD will not suffer the soul of the righteous to famish: but he casteth away the substance of the wicked.  He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich.

Very interesting!  It makes one wonder about those who beg along the streets.  The Word tells us clearly that the hand of the diligent maketh rich.  Go to work!!!

This may seem a little harsh.  In our culture, some people beg because they are ill or can’t find work for some reason and claim to be Christians and love God.   That may be true.  I don’t know every situation, but consider this:

Psalm 37:25   I have been young, and now am old; yet have I not seen the righteous forsaken, nor his seed begging bread.

Proverbs 10:22   The blessing of the LORD, it maketh rich, and he addeth no sorrow with it.

One of the reasons for growing prosperity or wealth slowly over time is to give people the opportunity to learn the disciplines required to handle money.  If the disciplines are not present, then the money can destroy you.

On the radio one day, I was listening to a woman who had won the lottery. She shared how her family was all gone –  imprisoned, hooked on drugs, and now she was divorced.  She said “I had a nice family before we got all that money.  The money destroyed my family; I wish we had never had it.”  WOW!

I watched the documentary “Broke” in which one of the players said that the money will destroy your relationship with friends, your family and ultimately your life.

God provides wisdom in His word on how to deal with prosperity so that it is a blessing to our lives.

Warnings!

There are some who started out seeking after God and His Kingdom, but along the way, one of the things that got them off track was the deceitfulness of riches.

Mark 4:18-20  And these are they which are sown among thorns; such as hear the word, And the cares of this world, and the deceitfulness of riches, and the lusts of other things entering in, choke the word, and it becometh unfruitful.  And these are they which are sown on good ground; such as hear the word, and receive it, and bring forth fruit, some thirtyfold, some sixty, and some an hundred.

Being deceived by the money is a problem that God mentioned back in the last book of Moses.

Deuteronomy 8:11-18  Beware that thou forget not the LORD thy God, in not keeping his commandments, and his judgments, and his statutes, which I command thee this day:  Lest when thou hast eaten and art full, and hast built goodly houses, and dwelt therein;  And when thy herds and thy flocks multiply, and thy silver and thy gold is multiplied, and all that thou hast is multiplied;  Then thine heart be lifted up, and thou forget the LORD thy God, which brought thee forth out of the land of Egypt, from the house of bondage;  Who led thee through that great and terrible wilderness, wherein were fiery serpents, and scorpions, and drought, where there was no water; who brought thee forth water out of the rock of flint; Who fed thee in the wilderness with manna, which thy fathers knew not, that he might humble thee, and that he might prove thee, to do thee good at thy latter end; And thou say in thine heart, My power and the might of mine hand hath gotten me this wealth.  But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth, that he may establish his covenant which he sware unto thy fathers, as it is this day.

Deceived!

Once some people have seen the prosperity of God, they get distracted by the deceitfulness of riches, or their hearts get lifted up with pride. Then they think they did it all themselves.  So sad, but these are the people that the warnings are for.

As ones who seek after God first and foremost and trust in Him only, we need to be aware of the pitfalls so that we don’t allow ourselves to fall into those traps.

Some stayed on track and were not distracted by the prosperity.  Job comes to mind.

I listed for you in a previous chapter in the book Poverty vs Wealth,  many of the warnings that I learned growing up, and I am sure many of them are familiar to you.  Here they are again:

The love of money is the root of all evil.   … while some coveted after, they pierced themselves through with many sorrows.  Give what you have to the poor and follow me.  Those that love silver will not be satisfied with silver… Their eyes stand out with fatness, they have more than heart could wish. Not given to much wine, not greedy of filthy lucre. Take heed, and beware of covetousness: for a man’s life consisteth not in the abundance of the things which he possesseth.

These are warnings or cautions to those who trust in their wealth and put money before God.

Proverbs 1:19  So are the ways of every one that is greedy of gain; which taketh away the life of the owners thereof.

Mark 10:24  And the disciples were astonished at his words. But Jesus answereth again, and saith unto them, Children, how hard is it for them that trust in riches to enter into the kingdom of God!

Psalm 73:3-9  For I was envious at the foolish, when I saw the prosperity of the wicked. For there are no bands in their death: but their strength is firm. They are not in trouble as other men; neither are they plagued like other men. Therefore pride compasseth them about as a chain; violence covereth them as a garment.  Their eyes stand out with fatness: they have more than heart could wish.  They are corrupt, and speak wickedly concerning oppression: they speak loftily.  They set their mouth against the heavens, and their tongue walketh through the earth.

Proverbs 28:20  A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent.

This is what we have been talking about.  Our life is our walk with God as His sons and daughters, doing His work to which He called us.  Prosperity is part of the icing on the cake, but it is not our life.

Luke 12:13-21 And one of the company said unto him, Master, speak to my brother, that he divide the inheritance with me.  And he said unto him, Man, who made me a judge or a divider over you? And he said unto them, Take heed, and beware of covetousness: for a man’s life consisteth not in the abundance of the things which he possesseth.  And he spake a parable unto them, saying, The ground of a certain rich man brought forth plentifully:  And he thought within himself, saying, What shall I do, because I have no room where to bestow my fruits?   And     he said, This will I do: I will pull down my barns, and build greater; and there will I bestow all my fruits and my goods.   And I will say to my soul, Soul, thou hast much goods laid up for many     years; take thine ease, eat, drink, and be merry.  But God said unto him, Thou fool, this night thy soul shall be required of thee: then whose shall those things be, which thou hast provided?  So is he that layeth up treasure for himself, and is not rich toward God.

These verses are the cautions or warnings to those who put money, and their trust of money, before God.  If money, prosperity or wealth becomes that important to you, then you are just feeding on the wind.  In the end you have nothing.

In the following two places, the Greek word for silver is used.  In the first place, it is called the “love of money”.  In the second place, it is called “covetous,” which means having the love of silver or money.

1Timothy 6:9-11  But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.  But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness.

Luke 16:14  And the Pharisees also, who were covetous, heard all these things: and they derided him.

These Pharisees, and those desiring to be rich referred to in these verses, loved silver more than God; they were covetous of silver.

These verses are some of the cautions or warnings against loving money more than God.  God wants us to love Him first, and then He wants to prosper us and bless our treasuries, but He also tells us that if we get out of bounds, we will only hurt ourselves.

The cautions or warnings are against allowing money to go to your head once you see prosperity in your life.

Most people start at the wrong end when looking for prosperity: their job, their business, some gold mine that will make them wealthy. I propose that you start on the fundamentals and build from there.

The church, because of wrong teaching, has not helped its members because the church has taught that to save is to not trust that God will meet your needs. So, those in authority in the church have spent most of their teaching time on the warnings and not on the promises.

If you are broke, you need to hear about the promises of God regarding His will for you to prosper and learn how He set life up for that to happen.

Many times it is the poorest of people who think the most about money because they don’t have any. This work is designed for you to sit down and rethink your finances, how you spend your money, what you spend it on, to line up your financial life more according to what God says in His Word.  Then, over a period of time, you can see a drastic change in your financial picture. Then, the money can lose its importance because you have the prosperity God wanted you to have. Then, it will be easier to attend upon the Lord without the distraction of money.

One of the great ways in which we can keep God first, whether we have little or an abundance, is to learn to give.

This, too, is all part of The Prosperous Life.

The Storehouse Principle

Living within your means

I have had people ask me why they do not see prosperity even though they give in the church (which some call tithing). They give to the church but do not see the prosperity they expect.  I, as well as they, have been very frustrated many times. I have also heard people say, “You are self-employed, but I have a job and make the same each week. I can see how God could prosper you: He just gives you more jobs, but me, I make the same each week whether I give or not. How am I going to see the windows of heaven open?”

I never knew what the problem was until I read a book called The Storehouse Principle. Today, I think you will see the answers to both questions.

God did not put man on the earth to be poverty-stricken. He gave Adam dominion over all the earth. That is not poor. If Adam needed anything, all he had to do was ask, and like any good father, God would have provided. God’s only begotten son, Jesus Christ, never mentioned poverty as a virtue either.

Contrary to what people say and teach about Jesus Christ being poor, he was not a poor man. Think about it. When Jesus was about two, the Kings of the East brought him gifts of gold, frankincense, and myrrh. We always see that picture as three men, probably because of the three gifts, and those in small boxes. But if you read about those times, when people of substance brought gifts to a king, they were not small gifts. Think about it. The night the kings left, God told Joseph in a dream to take the child and his mother to Egypt because the government was going to seek his life. What would that cost, even today, to uproot yourself in an evening and move to Europe or some other country, set up a home, and go back into business? Then a few years later God told Joseph to move back, and he had all those expenses again. God had provided Joseph with all the funds he needed the night of the first dream. In today’s terms, that would have been a lot of money. This was definitely not the home of a poor man.

When you read the parables of Jesus Christ, many speak about a householder and his servants.  He was very familiar with how those things worked.  Most likely, they had servants in his home.

Poverty is not a virtue, God took care of his only begotten son. We are God’s children also.  Why would the Creator of the universe have His children live in poverty, or from one paycheck to the next? He would not. That is just not His way. He is a God of abundance. Those who say and teach that we are to give all our money and goods to the poor to be true followers of Jesus, wrongly understand the scriptures.

In a minute, we will look at the words for “storehouse,” but first think about this:

In our economy, we don’t have such an immediate need to save because of charities and government programs. As a country, we discourage savings by means of taxation. As people save money, we tax the interest!  We tax the money when it is earned; then, if any is saved, we tax the interest. We are encouraged to spend all we earn, and then to spend even more by credit. This endless cycle keeps us in debt. It reminds me of the song “Sixteen Tons” sung by Tennessee Ernie Ford.

Here are two verses from it:

Some people say a man is made outta’ mud
A poor man’s made outta’ muscle and blood
Muscle and blood and skin and bones
A mind that’s a-weak and a back that’s strong

You load sixteen tons, what do you get?
Another day older and deeper in debt
Saint Peter don’t you call me ’cause I can’t go
I owe my soul to the company store

This lack of funds and debt keeps us showing up on the job to get the money to pay the debt. We have been trained to be good workers for industry and good consumers for the global economy.  Someone sold us on the wrong plan.

God wants us to be God-sufficient and to have sufficiency regardless of our job. He has laid out the principles in His Word on how to do so. This is what we are looking at.

The first Hebrew word that I would like to look at is the word “asam.”  It is translated “storehouses” or “barns.”  It is used only in the plural!!!

Deuteronomy 28:8  The LORD shall command the blessing upon thee in thy storehouses (asam), and in all that thou settest thine hand unto; and he shall bless thee in the land which the LORD thy God giveth thee.

Notice, storehouses is plural!!!!

Proverbs 3:9-10 Honor the LORD with thy substance, and with the firstfruits of all thine increase:  So shall thy barns (asam) be filled with plenty, and thy presses shall burst out with new wine.

Notice, barns is plural!!!!

We live in the post-industrial age, and most of us have no use for a barn or storehouse. So when we read God will fill your barns, we don’t relate to it.

My grandfather on my dad’s side was a dairy farmer in Wisconsin, so when this verse came up I thought about what his farm was like. He had a hayloft in the top of the barn that held hay (a great place to play), a granary to hold the oats, a corn crib that held the corn, and a silo. Silos are the tall round structures that usually stand beside a barn. Some of the modern ones are blue. Silos hold silage, which is generally green chopped alfalfa. He also had a very large root cellar for potatoes, and a basement that held a ton of canned goods, mainly canned chicken. These are all storehouses. Different storehouses, or sometimes barns, for different types of things.

It is apparent in thinking about these storehouses that the farmer brought in more in the summer and fall than he could eat or use up in a week. He stored up his surplus against the long winter ahead. He used this surplus to feed his livestock so the cows could produce milk (the source of his income) all winter long until the grass turned green in the spring.

Once people moved to the city, at first they would work as they always had. They worked until they had enough to get ready for winter, and then they went home. Eventually, because of debt, they stayed in the cities year-round. In 1926 Henry Ford promised them eight-hour workdays and getting paid on a regular basis. That would be quite nice if you had been used to working from before dawn to after dark as a farmer, and getting paid just at harvest time. Now there was no need to store up anything. You were paid often and the city had grocery stores. You could just spend it all, and then the bankers would loan you even more to buy a house. Today, if you run out of money or food, there are food stamps!

Did farmers throughout history have food stamps for cows?  If the farmer sold all his hay so he could take the kids to Disneyland in the summer, what was he to feed his cows in the winter?  (Hmmm?? Pondering!!!)  So, if the farmer is storing up his summer surplus against the winter ahead, is he afraid God will not supply his need when winter comes? Or, is he being wise, understanding that the seasons come in cycles—spring, summer, fall and winter?

The cycles the agricultural people had to deal with were the seasons and the weather. We are no longer so affected by either of these. Our food can be shipped in from around the world, summer or winter, but the cycles we have to deal with are of a more economic nature. Sometimes, the economy is booming, and sometimes, it is in the cellar. Would it be wise for us to store up against the winter times of life, as the farmer did? Perhaps God gives us such an abundance so that the cycles of life need not be so dramatic for us.

To be of the greatest service to Christians everywhere, this idea of giving and receiving should be taught on par with saving the surplus as it comes back to us. The reason so many believers struggle with prosperity even though they give is that the principle of saving is not taught.

Jeremiah 17:7-8  Blessed is the man that trusteth in the LORD, and whose hope the LORD is. For he shall be as a tree planted by the waters, and that spreadeth out her roots by the river, and shall not see when heat cometh, but her leaf shall be green; and shall not be careful in the year of drought, neither shall cease from yielding fruit.

God used agricultural illustrations in His Word because that is what the people understood. We are not so much farmers, but the promises are still true for us today. Since we deal in money and not crops, we have bank accounts and not barns.

God has His own storehouses stockpiled with all kinds of treasures. He does not have to create more because we might run out. He has huge supplies to draw from to keep man supplied.

God promises to fill our storehouses. We honor Him by keeping Him first in our lives and trusting in Him. Giving in and to the church and to those in need is one way we keep Him first, because we trust that His promises are true and that we will not be poorer for giving. We will prosper as we give.

Proverbs 6:6-8  Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.

Ants gather in much more than they need for the week, and they save it up. If you study ants, they have many different tunnels for many purposes, and at least one is for storing food. They even have tunnels to be used in case others are destroyed by little boys stomping their homes!! If part of their home is destroyed, they are immediately back outbuilding and repairing and going about their business of storing up.

The first Hebrew word we looked at was only used twice, and both uses were plural. The next word is the word “otsar”.  It may be defined as “treasure, storehouse.  A treasure for gold, silver, etc., a storehouse for food or drink, a treasure house, a magazine of weapons.” It is used figuratively of God’s armory, and it is used of the storehouses of God where He stores, among other things, rain, snow, hail, wind, sea.  It is used some 70 times.

Here are some places where “otsar” is used.

Deuteronomy 28:12  The LORD shall open unto thee his good treasure (otsar), the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.

Notice that we are to have such an abundance that we have no need to borrow but that we can lend to others.  We should have a surplus, more than the immediate need, and when stored for a period of time it amounts to such that we can lend.

2 Chronicles 32:27-29  And Hezekiah had exceeding much riches and honour: and he made himself treasuries (otsar) for silver, and for gold, and for precious stones, and for spices, and for shields, and for all manner of pleasant jewels; Storehouses also for the increase of corn, and wine, and oil; and stalls for all manner of beasts, and cotes for flocks. Moreover he provided him cities, and possessions of flocks and herds in abundance: for God had given him substance very much.

 Proverbs 8:21  That I may cause those that love me to inherit substance; and I will fill their treasures (otsar).

God says He will fill the treasuries of those who love Him.  That really is not much different from the gospels which say “seek ye first the kingdom of God and all these things shall be added unto you.”  Matthew 6:33

 Proverbs 21:20  There is treasure (otsar) to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

If the fool spends it all, what type of a storehouse does he have?  Probably none!  Don’t feel bad if you do not have a storehouse; I did not have one for years either.  I just did not know, and I had been taught that it was wrong to save!

Even the temple had storehouses:

Malachi 3:10  Bring ye all the tithes into the storehouse (otsar), that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.

As we have seen, God expects that we will have storehouses or savings accounts. He promises that if we will bring the tithes into His storehouse, He will make sure our storehouses overflow.

Part of the problem in our understanding of prosperity is our culture’s perception of what wealth is. One website I read (The Art of Manliness) talked about the difference between a paycheck mentality and a wealth mentality. We relate wealth or prosperity to those who make high salaries, such as doctors, lawyers or professional athletes. If you make a million dollars a year and spend it all, are you really wealthy?  No, you just live lavishly. Long-term prosperity is determined by how much you save or put in your storehouse, barn, or bank. Most people do not have enough to live on for a month if they lose their job. Although prosperity covers more than just finances, if all you have saved is enough for a month, this small amount is not very prosperous.

Your paycheck is not your storehouse!!!!

Perhaps it would be best to go back to the old ways, the old paths, and build our storehouses. Today, that might be translated as saving accounts. Save some money!!!

Another book along this line that would be valuable to read is called The Richest Man in Babylon. One of the chapters covers the idea that part of all you earn is yours to keep. Think: if you worked all your life and paid everyone else for the house, the car, the utilities, etc., and never paid yourself, is that right?  The one that does all the work gets nothing? At the end of your working life, everyone else has been paid and you have nothing? That is just wrong!

Save some money!!! That is the idea behind the phrases, “thy barns shall be filled with plenty… ” and “I will command the blessing upon your storehouses.”

So, if the self-employed person saves part of his income, and the person drawing a paycheck saves part of his income, now we can answer the idea that “I can see how God can prosper you; He gives you more jobs.”  Prosperity does not come from a job, or more jobs, or a raise, or more work, or a bigger salary, or winning the lottery. (But getting a better-paying job never hurts.) Prosperity is built slowly over time by saving part of the surplus that God supplies back to us for our giving. This may take a while to wrap your mind around. He promises to fill your storehouses. He does not promise to give you a bonus in your paycheck next week!

Many times we look at prosperity as being able to pay this week’s bills. Part of our problem is that we spend all we bring in.  This is what happens to so many people who suddenly come into large amounts of money — inheritance, lottery winners, professional sports contracts. Their habit has been to spend all they make so now they just have more to spend! The lack of knowledge of the fundamentals of prosperity causes them to lose all that they have gained. They look very wealthy and prosperous, but in the end, they are worse off than in the beginning. How? The more money you have, the more you can borrow. Instead of saving money, you spend. Instead of paying cash for things, you borrow. Then, when the cash runs out, you have huge amounts of debt.

Part of understanding prosperity is understanding that we are to save part of the surplus we bring in each week. As we save, it will help to smooth out the cycles of life, and life has cycles.  In the old days, they saved for the winter or to help get them through droughts. Remember what we read in Jeremiah, that those who trust God will prosper even in a drought.  WOW! Those storehouses helped to smooth out the cycles. Remember God said He would command His blessing upon their fields in the sixth year so they could put that surplus in storage and it would last till the ninth year?

So we should also:

Save for those slow times of the year.
Save for those large expenses.
Save for emergencies.
Save for our retirements!

So that we have plenty to draw on in slow times, winter times.
So that we have plenty to give to others.
So that we may be able to help in times of distress, as Joseph did.
So that we would be able to give an inheritance to our children’s children and support our wives if they outlive us.

Basically, God is saying today, “SAVE SOME MONEY,” and He will command the blessing upon it.  This saving of money is really quite different from a paycheck mentality. Our prosperity is not in our paychecks, but in what we SAVE from our paychecks. Prosperity is not so much short-term as it is long-term.

Remember, John Wesley said to “earn all you can, give all you can and save all you can.”  Some wise people, when it comes to handling money, say to:  tithe 10%, save 10%, and invest 10%.  If you do this, you are living within your means. That answers the question about how to live within your means.

In order to accomplish this, you may have to start slowly, with smaller percentages, and increase the percentages over time.  You may have to restructure your expenses to accomplish that because you may have been used to consuming everything you take in each week.

Ecclesiastes 5:11  When goods increase, they are increased that eat them: and what good is there to the owners thereof, saving the beholding of them with their eyes?

In other words, as income rises, so do our bills. As our pay goes up, we simply spend more. I remember working at a union job in Tulsa years ago. The union was negotiating for a raise of about $2.00/hour. One man I listened to already had it spent. He said as soon as the raise kicked in, he was buying a boat and making payments. He said that the payment would be just about the amount of the raise. The man thought prosperity was $2.00 per hour and a new boat!  He was spending it all!

Our goal should be that our expenses rise much more slowly than our income.

An Oklahoma football player, Ryan Broyles, recently signed a four-year $3.6 million contract with the Lions with a $1.2 million signing bonus. He stated that he and his family will live on $60,000/year. The rest will go into the bank. He did not come up with this way of dealing with money on the spur of the moment.  Somewhere along the line, he learned and instilled within himself the fundamentals of prosperity. Then, when a large amount of money did come his way, those disciplines of finances protected him.

We should expect to see the promises of God come to pass in our lives by believing and by being obedient to His Word. If the material things become more important than God, then the cautions and warnings kick in. Keep God first and trust only in Him.

Proverbs 24:3-4  Through wisdom is an house builded; and by understanding it is established:

And by knowledge shall the chambers be filled with all precious and pleasant riches.

This is learning to live The Prosperous Life.

Life to Those that Find Them


When I received a cancer diagnosis a certain stunned feeling came over me as I tried to absorb the information. I can sum up how I felt in one word: concussed. Any sense of vulnerability I ever had was magnified. All those buried insecurities seemed to explode. This diagnosis shattered the sense I had of myself as a strong and vibrant person.

When first diagnosed with cancer or threatened with a fatal disease, a whole host of emotional issues come crashing down on your brain. When the test says: “You have all these tumors…or life-threatening virus,” all those buried insecurities seem to explode. Any sense of vulnerability is magnified.

How do we to summon the mental strength and toughness to handle our condition, whether cancer or a pandemic or any other of life’s major setbacks? This book seeks to assist you to regain your mental strength and physical health.

Applying these verses in Proverbs helped me immensely.

Proverbs 4:20-22: (NKJV)
My son, give attention to my words; Incline your ear to my sayings.
Do not let them depart from your eyes; Keep them in the midst of your heart;
For they are life to those who find them, And health [medicine] to all their flesh.

You could call these verses a promise of God or just a plain statement of fact. Proverbs 4 states that focusing relentlessly on God’s words will bring you life and health. First, find God’s promises that speak to you and pertain to your situation. Then pay attention to them; keep them in the forefront of your thinking.

When it says: “give attention to my words; incline your ear to my sayings.
Do not let them depart from your eyes; keep them in the midst of your heart,” it suggests a process; there may be some time and effort involved.

Of course, when we find ourselves in a traumatic situation at one of the extremities of life, we would like to be delivered as soon as possible. Complete healing or deliverance right now would be nice! What if that doesn’t happen immediately?  Well, that’s where my book comes in handy. As much as we would like for things to happen instantaneously, there may be some patience, persistence, and waiting involved in receiving healing. My health issues involved months of treatments and years of follow up visits to the doctor.  So I developed a step-by-step system to facilitate and sustain my positive believing attitude and my healing.

When the timing of God’s help is not to your satisfaction or your expectations you may feel disappointed and even angst. If God’s deliverance hasn’t come to pass in your life yet, consider Psalm 31:15: “My times are in thy hand: deliver me from the hand of mine enemies.” My times are in God’s hands—don’t fret, let go and let God.

Psalm 70:4 and 5:
Let all those that seek thee rejoice and be glad in thee: and let such as love thy salvation [deliverance] say continually, Let God be magnified.
But I am poor and needy: make haste unto me, O God: thou art my help and my deliverer; O LORD, make no tarrying.

The psalmist calls on God to “make haste” and “make no tarrying” suggesting he wants God to hurry up and take care of his problem. But in the meantime what was he going to do?  Verse 4 is rather clear: rejoice and be glad.

Here are two reasons to keep rejoicing and giving thanks regardless of your situation: First, you won’t be as miserable regardless of what happens. Secondly, you don’t know when God will rescue you out of your situation. In the book, I look at a few accounts of deliverance in the Bible. Whether it was Jehoshaphat (II Chronicles 20) or David or Paul, while going through their trials, they had certainty of God moving in their favor. But God’s methods and timing were often beyond their purview. We don’t dictate to God the means and timetable unless we have specific guidance. But here in Psalm 70:4, we do have very specific guidance from His Word on what our frame of mind should be in the meantime.

While I can’t speak for others, “rejoicing in tribulation” is a concept I have been slow to grasp and to employ. Yet as I took time to ponder these verses in this book and how they related to me, I felt so connected to my Heavenly Father and His goodness.

(Written by David Bergey  His book is available on Amazon at the link below.)

100 Scriptures to Help you Recover your Health

by David D. Bergey

Review on Giving and Saving


Our economy today is drastically different from the economy of the lands and times of the Bible.  In our economy, we don’t have to save of our labors out of necessity or fear of not having enough.  We have food stamps if we run out of food or money.  We have section eight housing.  There is welfare for the poor.  And social security for the elderly.  We have grocery stores that are open 24 hours a day.  We have government programs to supply every need.

In the lands and times of the Bible, if you did not save some of your labors, you could literally starve to death.  This has been true throughout most of history.  Saving was integral to surviving.

In our day and time, we are taught to spend it all and then spend even more by credit.  This way of dealing with life keeps us in debt.  The debt keeps us showing up on the job to get the money to pay the debt.  We have been trained to be good workers for American industry.

We are no longer self-reliant or God-sufficient.

Proverbs 3:9,10 Honour the LORD with thy substance, and with the first fruits of all thine increase: (This part of the verses addresses tithing/giving)  So shall thy barns be filled with plenty, and thy presses shall burst out with new wine. (This part of the verse addresses our duty to save.)

Many of us have believed and obeyed the first part of this instruction but not the second part.  We tithe/give, but we have not been taught to believe and do the second part — to save part of what God gives us back. We just spend it all and more!

As mentioned above, in our economy, saving is not as much of an immediate necessity as in the old days.  However, economies don’t last forever.  Governments come and go. Living by the principles of God’s Word will always work, and for long-term prosperity, saving is necessary. (Some Christians have been taught to save a year’s supply of food against disasters such as economic collapse and war when the grocery stores may be closed or out of food.)

Luke 6:38 Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.

God promises here that if you will give, He, by way of people, will give it back to you in abundance!

Proverbs 19:17 He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again.

In the record in Proverbs 3, we see that God expects us to save at least some of what comes back to us.  They learned to live on less than what they produced.  The rest was stored in barns or storehouses as they were an agricultural economy.  But the principles of God never change no matter what type of economy we live in.  Today, we may put the rest in a bank, a bank bag, or store it as gold coins in our dresser drawer.  No matter how we save, God pays enough back to us for giving, and we can save some if we are diligent.

If this biblical instruction of barns and storehouses is new to you, you could do a search of the Bible for the words: storehouse(s), treasuries or barns.  You could pray for wisdom and understanding.  Pray for your spouse because success in finances is much easier if you are both on the same page.

King David was a man after God’s own heart and he asked God to teach him. You too could ask God as David did, to “lead me, teach me and guide me.” We could take a lesson from him as to how to live this life in many areas.  Here, this great man of God, the forefather of Jesus Christ, wrote by revelation the following:

Psalm 31:3 For thou art my rock and my fortress; therefore for thy name’s sake lead me, and guide me.
Psalm 25:5 Lead me in thy truth and teach me: for thou art the God of my salvation; on thee do I wait all the day.

This man of God, who was such a great prophet and king, was humble enough to ask God to lead him and teach him and guide him.

It used to be that a bank would let you start a savings account with a dollar.  Not so anymore. Start with a bank bag and a dollar.  Many people have found that the longer they endeavor to save, the easier it becomes. It can become part of your life. But remember giving is like the rain, it is what makes the garden grow.  Here, the garden would be our storehouses/barns. So as we give and it comes back to us – save.

To start saving with a dollar may seem pointless. It may feel like you will never see the savings amount to much.  It takes time to grow.   For example:  an apple seed, when planted, may seem pointless as it is such a small seed.  Yet, if tended diligently in the years to come, it will produce much fruit. Saving is the same way.

If saving is difficult for you because of too much debt, use the snowball principle to pay off the debt. God’s will has never been for His children to be in debt. Ask Him to lead you, teach you and guide you into better ways of handling your finances.  Get out of your comfort zone.  Gain some Godly wisdom, and then do what you learn.  Here is a great section of God’s Word. It tells us of God’s will for our lives and tells us of the great benefits of living according to this wisdom of God. Here, wisdom is depicted as a woman who is speaking.

Proverbs 8:14-21 Counsel is mine, and sound wisdom: I am understanding; I have strength. By me kings reign, and princes decree justice. By me princes rule, and nobles, even all the judges of the earth. I love them that love me; and those that seek me early shall find me. Riches and honour are with me; yea, durable riches and righteousness. My fruit is better than gold, yea, than fine gold; and my revenue than choice silver. I lead in the way of righteousness, in the midst of the paths of judgment: That I may cause those that love me to inherit substance; and I will fill their treasures (storehouses).

If you are going to teach giving and receiving, saving should be taught also as it is part of the same context.  Learning to save some of what God pays back to you is all part of learning to live and manifest The Prosperous Life.